Quote:
Originally Posted by wirehopper
The second part of the equation is to live modestly and save your money.
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Truer words have never been spoken.
Personally, I don't use credit cards, I don't borrow money, and I live within my means. I make my living strictly on the internet (haven't been in an office in years), and I have no debt, zero, zip, nada. I support my wife and my child without any difficulty and we live quite comfortably. We don't lack for anything, and yes, we have savings.
When people ask me how can I live without having any debt, I tell them I have a secret technique, but that I'll share it with them. My secret technique is, "
Spend less than you earn."